From Resolutions to Reality | MI Benefit Consultants

Ever wonder why the resolutions you make in January don’t stick around after March? You aren’t alone! Studies show that only 8% of people keep their New Year’s resolutions. Only 8%! Why? And how do people achieve their goals set at New Year’s? We’ve broken it down for you so you can identify your goal-breaker … Continued

Advance Informational Copies of 2018 Form 5500 Annual Return/Report | Michigan Benefit Consultants

The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA), the Internal Revenue Service (IRS), and the Pension Benefit Guaranty Corporation (PBGC) released advance informational copies of the 2018 Form 5500 annual return/report and related instructions.Here are some of the changes that the instructions highlight:Principal Business Activity Codes.Principal Business Activity Codes have been updated to … Continued

Proposed 2020 Benefit Payment and Parameters Rule | Michigan Benefits Agents

The Centers for Medicare & Medicaid Services (CMS) released a proposed rule for benefit payment and parameters for 2020. CMS also released its draft 2020 actuarial value calculator and draft 2020 actuarial value calculator methodology.According to CMS, the proposed rule is intended to reduce fiscal and regulatory burdens associated with the Patient Protection and Affordable … Continued

Ask the Experts: Using a Health FSA on COBRA | Michigan Employee Benefits

Question: A terminated employee took COBRA for the health FSA. Can he stop making after-tax COBRA contributions after three months, then just keep paying the 2 percent admin fee and continue accessing the account? Or does he have to make full contributions in order to use it, even on COBRA?Answer: Health flexible spending account (HFSA) … Continued

Attitude of Gratitude | Michigan Employee Benefits Agency

Having a grateful heart impacts more than just you! When you express your gratitude to others, it becomes a ripple effect and extends further than you can imagine. Watch this video to learn how to say “thank you” to others!

5 Ways to Say Thank You | MI Benefits Agency

As we begin our new year of 2019, we have also closed 2018 with lots of celebrations, gift-giving, and family time. Showing appreciation for others during this generous season comes second nature for some but for others, it doesn’t.  You may be looking for ideas on how to express your gratitude effectively to those around … Continued

Ask the Experts: Flu and FMLA | Michigan Employee Benefits

Question: Is the common flu considered a serious health condition under the Family and Medical Leave Act (FMLA)?Answer: Most cases of the common flu do not meet the definition of “serious health condition” and would not be eligible for Family and Medical Leave Act (FMLA) leave.Some cases of the flu, however, are severe or result … Continued

Make Your Employer Brand More Purposeful | Michigan Benefits Firm

Branding is big news. Beyond hoping to boost sales and profits through consumer-facing brands, branding is also a critical component for companies in their roles as employers. As budgets are being made and communications planned for 2019, there are steps big and small you can take to make employer branding a priority for your team … Continued

7 Ways to Have Self-Control, Even in the Hardest Situations | MI Benefit Advisors

What would change if you had more self-control? Would you meet your fitness goals? De-escalate tense situations? Finally stop procrastinating on work projects? Although it can seem impossible to gain any more discipline than you already have, willpower can be exercised regularly just like your muscles. There are a few ways you can gain control … Continued